Manager – Compliance Full Time

Job DescriptionThe Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.This role will be responsible for supporting the Director for Regulatory Affairs and Testing in responding to regulatory and trade bodies on behalf of AXP.Reporting into the Director, Regulatory Affairs and Testing.ResponsibilitiesSupport regulatory interactions, for example reporting, variations of permission and other supervisory work as appropriate.Assists in the preparation of regular reports to senior management and the Board/Governance Committee as appropriate, providing crucial information on the Compliance plan, performed activities, results of second line of defence monitoring and testing activities, compliance-related risks and risk indicators, and the escalation of compliance issues and incidents.Provide compliance advisory support to the Lines of Business operating in the UK.Regulatory Change – own horizon scanning activities, working with stakeholders across the Business to discuss changes and implement where appropriate.Work with colleagues across the Business, and relevant industry stakeholders to assess Government policy, and respond where appropriate.Regularly liaises with first, other second and third line teams to discuss and communicate compliance activities, and understand business needs and current issues in the marketWork closely with the wider compliance team to provide advice where appropriate.Assist in producing and maintaining relevant compliance policies and procedures as appropriate.Provide insight and reporting to the Director Regulatory Affairs and Testing on Regulatory insights, interactions, and findings.Keep up to date a working knowledge of applicable laws, regulations, and company policies to identify the legal obligations applicable to American Express.Deal appropriately with other staff and control functions, and perform other tasks as requested or necessary from time to time to support the effective running of the overall Compliance program.Continuing education – stays current on compliance topics by attending events, seminars and meetings arranged by law firms and professional associations.QualificationsExperience in a Regulatory Liaison or in a Compliance Consultancy or Regulatory experience covering a wide range of FCA Handbook Rulebook topics including Consumer Duty, SMCR, SYSC, CONC etc.Working knowledge of the UK Retail Banking/Payments industry, and the applicable regulatory environment (FCA/PRA).Ability to manage competing priorities to completion and to deal with rapid changes of priority.Analytical and detail focused with the ability to identify anomalies, trends and make recommendations.Proven ability to understand legal and regulatory concepts and convert them into relevant, practical business requirements and compliance solutions.Self-motivated, energetic team player with proven ability to work effectively in a matrix organization and across international markets with all levels of management.Strong influencing, communication, and relationship skills.Excellent written and oral communication skills.Bachelors degree and or compliance/legal qualification.Employment eligibility to work with American Express in the UK is required as the company will not pursue visa sponsorship for these positions.About UsAt American Express, our culture is built on a 175-year history of innovation, shared values and Leadership Behaviors, and an unwavering commitment to back our customers, communities, and colleagues. From delivering differentiated products to providing world-class customer service, we operate with a strong risk mindset, ensuring we continue to uphold our brand promise of trust, security, and service.As part of Team Amex, you’ll experience our powerful backing with comprehensive support for your holistic well-being and many opportunities to learn new skills, develop as a leader, and grow your career. Here, your voice and ideas matter, your work makes an impact, and together, you will help us define the future of American Express.About The TeamWe back you with benefits that support your holistic well-being so you can be and deliver your best. This means caring for you and your loved ones’ physical, financial, and mental health, as well as providing the flexibility you need to thrive personally and professionally:Competitive base salariesBonus incentivesSupport for financial-well-being and retirementComprehensive medical, dental, vision, life insurance, and disability benefits (depending on location)Flexible working model with hybrid, onsite or virtual arrangements depending on role and business needGenerous paid parental leave policies (depending on your location)Free access to global on-site wellness centers staffed with nurses and doctors (depending on location)Free and confidential counseling support through our Healthy Minds programCareer development and training opportunitiesOffer of employment with American Express is conditioned upon the successful completion of a background verification check, subject to applicable laws and regulations.