Senior Associate, Research & Analysis Full Time

About UsAt ANZ, we’re shaping a world where people and communities thrive, driven by a common goal: to improve the financial wellbeing and sustainability of our customers. Our Institutional bank helps our largest customers move trade and capital around the region, providing our people with great opportunities to build their technical expertise and their careers.About The RoleAs Senior Associate, Research & Analysis (R&A), in the European team you’ll play a key role in managing a portfolio of large Multinational Clients (‘MNCs’) in the Resources, Energy and Infrastructure (‘REI’) and Food, Beverage and Agribusiness (‘FB&A’) segments that enjoy broad product offerings across multiple relationship points throughout the ANZ network. Role acts as a senior analyst within the portfolio and European R&A team, offering sector and portfolio leadership opportunities.As a core member of the European and wider International R&A team, you will be expected to take responsibility for embracing change initiatives across policy, process, systems and risk management best practices, including supporting the ongoing rollout of the global Wholesale Credit Platform (‘WCP’) initiatives.Banking is changing and we’re changing with it, giving our people great opportunities to try new things, learn and grow. Whatever your role at ANZ, you’ll be building your future, while helping to build ours.Role Location: LondonRole Type: Permanent, FulltimeWhat will your day look like?Research & Analysis team is primarily responsible for identifying and effectively managing the risks inherent in the customer’s business & industry, being a core part of ANZ’s first line of defence. R&A aims to deliver well-balanced outcomes for ANZ, with a strong focus on customer delivery, proactive risk management and efficiency. The primary activities of the role include:Actively contribute across the end-to-end relationship credit management process covering origination, transaction structuring, risk grading, risk analysis and credit approval, documentation, portfolio monitoring, and specialised industry research.Preparation of quality credit papers with proper evaluation of risks and formulation of well-structured risk mitigation strategies, based on an understanding of customer’s capital and management structure, financial performance and industry trends. Consistently make sound, high quality credit recommendations and decisioning, based on thorough financial analysis and deep dive industry research.Provide timely and proactive, credit monitoring and maintaining a well-managed portfolio.Working with stakeholders across team including Relationship, Risk and Product Partners, throughout the Institutional network.What will you bring?To grow and be successful in this role, you will ideally bring the following:Strong experience in credit risk analysis or equivalent across Institutional and Large Corporate customers. Knowledge in banking products and loan structures, trade finance and global marketsSpecific industry (REI or FB&A) knowledge will be highly regarded.Highly motivated, self-directed team player with client focus, and excellent interpersonal and communication skills – written and verbal.Strategic mindset, highly commercial with a proven ability to balance risk/reward priorities.Values-based approach, aligned with ANZ’s Values and Behaviours, and skillset demonstrating proactive approach to learning. You’re not expected to have 100% of these skills. At ANZ, a growth mindset is at the heart of our culture, so if you have most of these things in your toolbox, we’d love to hear from you.So why join us?From the moment you join ANZ, you’ll be doing meaningful work that will shape a world where people and communities thrive.But it’s not just our customers who’ll feel your impact. you’ll feel it too. Because at ANZ, you’ll have the resources, opportunities, and support you need to take the next big step in your career.We’re a diverse bunch at ANZ in different roles, different locations, doing different things. That’s why we have a range of flexible working arrangements, so our people can ‘make work, work for them’. We also provide a range of benefits including access to health and wellbeing services and discounts on selected products and services from ANZ and more.At ANZ, you’ll be part of an organisation where the different backgrounds, perspectives and life experiences of our people are celebrated. That’s because we’re committed to building a workplace that reflects the diversity of the communities we serve. We welcome applications from everyone and encourage you to talk to us about any adjustments you may require to our recruitment process or the role itself. If you are a candidate with a disability or access requirement, let us know how we can provide you with additional support.To find out more about working at ANZ, visit https://www.anz.com.au/careers. You can apply for this role by visiting ANZ Careers and searching for reference number 114520.Job Posting End Date07/05/2026 , 11.59pm, (Melbourne Australia)